Allah said in Holy Quran:
“And establish the prayer (Salah) and pay the obligatory charity (Zakah).”
[Al-Muzzammil:20]
Zakaah is made obligatory and whoever refuses to pay it, while denying its obligation, has disbelieved. Whoever refuses to pay it due to stinginess, while affirming its obligation, has committed a sin.
Recipients of Zakaat
Allaah has specified the eight recipients of Zakaat in Quraan:
“Sadaqat are only for the poor who do not beg and the poor who beg and those employed to collect them,
and for attracting the hearts (of those who have been inclined towards Islam), and to free the captives and for those in debt and for Allah's Cause, and for the wayfarer a due imposed by Allah. And Allah is All-Knower, All-Wise.”
[At-Tawbah:60]
1) The Fuqaraa (the poor who do not beg). These may have money, but it is not sufficient for their basic needs. Others have stated that these people have nothing.
2) The Masaakeen (the poor who beg). These people do not have anything, so they are in need of asking others for food and clothing. Such have the rights to ask and receive Zakaat. Others hold that these are those who may have some of their basic needs.
3) Attracting Hearts. Zakaat is also to be paid to attract the hearts of those who have been inclined towards Islam or to prevent the harm of non-Muslims residing within the Muslim state. Scholars have agreed that this type of Zakaat should be considered whenever there is a need for it. We often see people who embrace Islam become detached from their families and are sometimes deprived of a source of income. These people have the right to receive Zakaat to protect themselves from harm and to make their faith firm.
4) Freeing Captives. This shows that Zakaat can be paid in order to buy a slave and then free him or her. These slaves become free, capable of worshipping Allah, and then become useful members within the community.
5) Wayfarer. The wayfarer is the traveler stranded in a foreign land and is in need of money to achieve his objective or to return to his own country. This person can receive Zakaat, if the purpose for traveling is lawful. If the purpose were unlawful, then he should not receive any moneys from Zakaat because it would help him in his sins.
6) The Debtors. Debtors are those people burdened by debts because of personal needs or social necessity, such as the person who borrows to spend on himself and his family. This person is given Zakaat if he doesn't have enough money beyond his basic needs to repay his debt. However, for the one who borrows money for a social necessity, such as spending on an orphan, reconciling between Muslims, or renovating a Masjid or school, then he may be given Zakaat to repay his debt. This holds true even if he is wealthy according to the sound opinion of the jurists.
7) Allah's Cause. This includes all acts that make one closer to Allah. Therefore, anyone that strives in the obedience of Allah and performs good deserves Zakaat. Moreover, Allah Ta'ala has specified the eight recipients of Zakaat and none of them include other than what is stated. Any outlet other than these should receive support from the Islamic treasury, but not from Zakaat.
8) Zakaat Collectors. These are persons that the authority employs to collect the Zakaat. The authority gives them a fee for their work, which includes, collecting, recording, guarding, dividing and distributing the Zakaat.
Zakaat is not due to:
1) The Wealthy.
2) The Strong and Healthy.
3) The Disbeliever.
4) Fathers, Sons and Wives.
5) The Family Of the Prophet (sallallaahu alayhi wasallam).
Account address in which you can send your Donations (Zakah, Sadaqat or Charity)
Bank Islami Limited Pakistan
Title of Account : Muhammad Saqlain Asif
Account number : 3001-0026700-0201
Branch Name : 3001 – Blue Area Branch.
Place : Blue Area Branch Jinnah Avenue Islamabad.
City : Islamabad
State : Punjab
Swift Code : BKIPPKKA
Postal Code : 44000